Published October 26, 2026 in Market Update

Loudon County still has more buyers than sellers in the pipeline

By Pamella Haynes

Real estate, Loudon County

Here is the one number that changes what you should do right now. The Real Estate Data Aggregator counted 448 pending sales across Loudon County in the three months ending August 31, 2026. That is more than the 412 new listings counted in the same period. More buyers in line than homes coming to market. That matters whether you are selling or shopping.

Realtor.com reported that mortgage rates surged above 7% for the first time since January 2025. Higher rates usually cool demand. In Loudon County, buyers are still showing up.

What the ZIP codes say

The story is not the same in every corner of the county. Look at the three main ZIP codes side by side.

ZIP 37774, Loudon: steady and tightening

The Real Estate Data Aggregator counted 231 pending sales in ZIP 37774 in the three months ending August 31, 2026. That is up 4.1% from the same months of 2025. Pending sales rising while new listings fell 6.4% tells you supply is thinning.

The median sale price in 37774 was $605,000, up 5% from a year before. Homes sold at 98% of list price on average, up 0.3 points from 2025. Homes sold 8 days faster than they did a year ago, with a median of 70 days on market.

Nearly 28% of homes in 37774 went under contract within two weeks of listing, the Real Estate Data Aggregator showed. That share rose 1.6 points from a year before. Not every home moves fast, but well-priced ones still do.

ZIP 37771, Lenoir City: prices up sharply, fewer homes trading

The Real Estate Data Aggregator counted 87 pending sales in ZIP 37771 in the three months ending August 31, 2026. That is down 9.4% from 2025. Fewer homes sold, down 20.7%, yet the median sale price jumped 14.3% to $427,500.

Homes here sold at 98.8% of list price, up 1.8 points from a year before. Days on market stretched 4 days longer to 68 days. Supply dipped too: the Real Estate Data Aggregator put months of supply at 3.6, up just 0.1 months from 2025.

31% of homes in 37771 went under contract within two weeks, though that share fell 11.7 points from 2025. Buyers are still active, but they are being more selective.

ZIP 37772, Lenoir City: the quickest to contract

ZIP 37772 had 85 pending sales in the three months ending August 31, 2026, up 6.3% from a year before, per the Real Estate Data Aggregator. The median sale price was $585,000, up 1.7%.

36.5% of homes in 37772 went under contract within two weeks of listing. That share rose 6.5 points from 2025. It is the highest two-week rate among the three main ZIP codes.

Homes sold 12 days faster than a year ago, with a median of 68 days on market. New listings rose 15.2%, giving buyers a little more to choose from. Even so, 22.2% of homes sold above list price, up 7.9 points from 2025.

Greenback and Philadelphia round out the county

ZIP 37742, Greenback, had a median sale price of $665,000, up 26.2% from 2025, the Real Estate Data Aggregator reported. That is the highest median in the county. Homes here took a median of 82 days to sell, 16 days longer than a year before. Months of supply rose to 5.1, up 1.2 months. Greenback is moving, but buyers there take more time.

ZIP 37846, Philadelphia, is a small market. The Real Estate Data Aggregator counted just 8 homes sold in the three months ending August 31, 2026. The median sale price was $607,450. Median days on market was 129 days. With only 9 pending sales and 9 new listings, each home there tells its own story.

The wider picture

Nationally, Realtor.com reported that price cuts hit 20.8% of listings in September, the highest share since October 2022. Loudon County is not seeing that kind of softening in its median prices. The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Loudon County's ZIP codes are running ahead of that in most areas.

CNBC reported that a monthly payment on a median-priced home took roughly 33% of a median family's income in 2025. With rates now above 7%, buyers across the country are feeling that stretch. Loudon County buyers are still moving forward, just more carefully.

One last thing: the county numbers tell the broad story, but one street can read very differently from the whole ZIP code. Your block may be tighter or slower than the figures above suggest.